Personal Insurance Options

Protecting your family and securing the future of your loved ones is vital.
That’s why we recommend you consider obtaining personal insurance cover.

Life Insurance

Life Insurance provides a lump sum payment to your family, estate or nominated beneficiaries, in the event of your death.

Total and Permanent Disablement Insurance (TPD)

TPD cover pays out a lump sum to the life insured if you are totally and permanently disabled and you are expected to never return to work. An important consideration in the selection of TPD cover is the definitions of “any occupation” and “own occupation”.

Income Protection

In the event that you are unable to work due to injury or illness, you would like to continue to receive an income. This will enable you to continue your recovery process without the stress of not knowing whether you will be able to afford the time off. Income Protection Insurance enables you to maintain up to 75% of your regular income while you are unable to work.

Trauma/Critical Illness/Recovery Insurance

If you suffer a medical trauma, Life Insurance won’t help, and policies like Income Protection may not be suitable since pay-out depends on the effect of the event after its occurrence. Trauma Insurance pays a lump sum in the event of diagnosis of a specified medical condition.Trauma Insurance helps to pay for specialist or international medical attention, cover the cost of modifications to the home and reduce the financial stress of recuperation or respite.

Partnership Insurance

In business, a partnership usually dissolves when one partner dies or is incapacitated, unless the partners have provided otherwise with a buy-and-sell agreement. This agreement provides for the purchase of the partner’s share of the business at a pre-arranged price.

Key Person Insurance (Keyman Insurance)

Key Person Insurance is an important adjunct to business insurance, taken out by a business to compensate for financial losses that could arise from the death or extended incapacity of a key member of the business. Compensation is by a fixed monetary sum as specified in the insurance policy.

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Find the right expert for your needs and start planning for your future today.

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Commercial Insurances

Providing quality insurance solutions to business owners and everyday Australians since 1994. Commercial and personal insurance experts for metropolitan areas including industry segments such as Aged care, Hospitality, Motor trades and Wealth management.

Business Insurance

Designed for SME’s to cover a small business's common Property and Liability Exposures. We have a wide range of policies available to protect your businesses exposures, including Fire and Perils, Burglary/Theft, and many more.

Public & Products Liability

We assist our clients ranging from companies with high products exposures across importing, exporting and manufacturing through to property owners risks.

Industrial Special Risks

These policies are available for clients with substantial sums insured and, multiple locations and include covers for Fire and Perils, Accidental Damage, Burglary/Theft, Money, Glass and other risks under a master policy.

Professional Indemnity

We provide tailored policies with our Insurers for white collars professionals providing cover for any professional negligence advice.

Commercial Motor

From small commercial vehicles over 2Tonne through to large scale Commercial Motor policies we can tailor your cover and motor cover insurance extras within your fleet of vehicles.

Management Liability

We recommend that all private companies of our Business Clients consider a Management Liability Policy which provides the Directors, Officers and Employees of your Company against claims arising from negligence in the performance of their duties.


We have the expertise to cover for Contract Works Australia-wide, including cover for both Material Damage and Public and Products Liability.

Equipment Breakdown

Breakdown of machinery can have a huge financial impact due to repair costs and the interruption to your business. We can provide cover for your plant and machinery for sudden and unforeseen loss.


If you move goods of all types, by air, road, rail or sea we can assist with a Transit policy that will protect the carriage of your goods for imports, exports and local transit.

Corporate Travel

We have Travel policies which can provide automatic protection for you and your employees while travelling on business. It can also cover Directors, senior staff and other nominated people for their leisure travel.


Our specialist policies can protect you for losses to your business, loss to others, loss of income and also the response costs to an event. This is an emerging sector and speak to us for the best cover with our specialist markets.

Contact us

Sequoia Insurance Brokers Pty Ltd

Address: Suite 10A, 3 Male Street, Brighton VIC 3186
Phone: (03) 9555 0544

Alternatively, if you’d like us to contact you, complete the form on this page, submit it to us and we will be in touch as soon as possible.

Find out more or Organise a Quote

Interprac have a comprehensive rate for Advisers and we offer commercial rates depending on the complexity of advice.